Hurricane Season and Your HVAC Business: A Financial Prep Checklist
6 min read · Louisiana, Cash Flow The short answer Hurricane season financial prep means getting your books, insurance records, and cash position in order before a storm hits, not after. For a Louisiana HVAC contractor that means a cash reserve you can access fast, current financial statements an insurance adjuster or lender can read, and a plan for who runs the business if the office is dark for a week. The storm does not check your calendar. Your books should already be ready when it arrives. Key takeaways A storm does not wait for your books to be current. Get them there now. Cash you can reach fast matters more than cash that is technically yours on paper. Insurance paperwork found in five minutes beats insurance paperwork found in five days. A one-page plan for who does what beats a great plan nobody wrote down. Why financial prep matters as much as fuel and plywood Contractors plan for wind and water. Fewer plan for what happens to the business side once the storm pas...